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  Rates      
 Effective 7/1/2010 subject to change without notice

Go to Loans          Go to Savings
Loans
Auto Loans*

Year
Term
Fixed Rate
   
2008-201036 mo.5.25%
   
2008-201048 mo.5.50%
   
2008-201060 mo.6.00%
   
2008-201072 mo.6.25% ($20,000 min.)
   
2006-200736 mo. or less6.50%
   
2006-200737-48 mo.6.75%
   
2006-200749- 60 mo.7.00%
   
2003-200536 mo. or less6.50%
   
2003-200537-48 mo.6.75%
   
2002 & older 24 mo. or less7.50%
   
2002 & older 25-36 mo.7.75%
   
Classic Collectible Cars – Call for current rates
   

1/4% rate discount if borrowing loan value or less.
1/4% rate discount if payment is payroll deduct or auto transfer.

Recreational vehicle loans available at competitive terms.


Share-Secured Loans

At 3.0% over share dividend last qtr.

CD - secured - rate 3.0% over CD rate


Check Out Our Rates!

*Rates shown are base rates. Your rate may be higher or lower depending on credit score.

Home Equity

Term
Fixed Rate
Variable Rate
   
3 years5.50%NA
   
5 years5.75%NA
   
6 years6.25%NA
   
up to 15 yrsNAPrime + .75
   

First Mortgage

Term
Adj. Rate
Fixed Rate
Rate Adjusts every
    
15 years5.00%NA1 year
    
25 years5.25%NA1 year
    
15 years5.50%NA3 years
    
25 years5.75%NA3 years
    

Fixed Rate mortgages available through a partnership affiliate that we have with a partnership mortgage company.

Unsecured Loans*

Term
Fixed Rate
  
18 months or less12.5%
  
18 months or more 13.5%
  

MasterCard

Line of credit with low 10.9% fixed rate, no annual fee & 25-day grace period.

 
Savings

Shares

APR
APY
Dividends Paid
   
0.25%0.25%Quarterly
Minimum daily balance of $25.00

Certificates

Term
APR
APYDividends Paid
    
6 month1.10%1.10%Quarterly
    
1 year1.49%1.50%Quarterly
    
2 year1.74%1.75%Quarterly
    

Share Drafts

APR
APY
Dividends Paid
   
0.25%0.25%Monthly
Interest paid monthly on daily balance over $250

IRA's

Term
APR
APYDividends Paid
    
NA - Shares1.49%1.50%Monthly
    
1 year1.49%1.50%Quarterly
    
2 year1.74%1.75%Quarterly
    
 Equal Opportunity Lender.
Equal Housing Lender
Equal 

Hosing Lender
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The National Credit Union Administration